Unfortunately, water damage is common in the home. Every day, 14,000 Americans face a water damage emergency, while 98% of basements will suffer water damage at some point in their lives. However, there are steps you can take to protect your home from water intrusion. If foundation damage is not repaired quickly, it can lead to serious problems and the property can be condemned.
Although it can be expensive, hiring a professional contractor to fix the foundation can prevent the problem from worsening or causing further damage to the rest of your home. Houses with concrete foundations do not have basements or access spaces, and although this means that there are no underground leaks and fewer pest problems, it also means that the drainage system must be embedded directly into the concrete. The foundation walls of the access space are usually built from poured concrete or concrete blocks, so they can develop cracks. The cost of repairing these problems will vary depending on the severity of the damage and the type of foundation in your home.
Foundation problems come in many forms, so the signs that you are having a problem can be very subtle and easy to overlook or very dramatic. A sinking foundation may require the entire house to be supported on jacks, and heavy machinery may be needed to excavate the area around the house to access the foundation. The pressure can erode walls and foundations, causing them to crack and allow water to enter the house. Structural engineers are consultants who specialize in the structural integrity of buildings, and a foundation is a big part of this integrity.
Asking a professional the right questions about foundation repair costs can minimize communication errors, save money, and get the desired results. Unfortunately, foundation repair is usually considered part of regular home maintenance and is therefore not covered by insurance. If you notice cracks in your home's foundation, you're likely concerned about foundation repair costs. Larger houses are usually more expensive to repair, as they weigh more and are structurally more complex.
Instead of a single concrete slab, a base can be composed of cinder blocks or bricks with mortar between them. As the base settles and moves, it can cause cracks in walls and doors that no longer open and close easily. The short answer is that homeowners insurance generally doesn't cover the cost of foundation repairs.